Wednesday, May 22, 2013

Corporations - Despotic Governments, Yesterday and Today

Corporations



Corporations have been taking illegal actions for years in order to continue having a cash flow. Some corporations such as IBM and Coca-Cola have even been found to be helping some of the worst dictators of the world such as Adolf Hitler to commit crimes such as the Holocaust. IBM was found to have been the corporation keeping track of all the people which were sent to the concentration camps by printing prisoner cards for the Nazis. Coca-Cola created a new brand of soda called Fanta orange to keep a cash flow coming into the Coca-Cola company.
By gaining control of the water in parts of the world, the people of the countries must pay to receive a natural resource.
Some corporations claim that the government no longer has control over them because they have moved to become international. Becoming international means that the United States government no longer has full control of them because there are other branches of the same corporation located in other parts of the world. 
Corporations have been acting like despots from times like the Holocaust to currently where they chose to privatize the natural resources of the world like water where one corporation owns all the water in a neighborhood including the rain which falls from the sky. In the past corporations have paid to rebuild Germany after World War I in order to have revenue continually flowing from that country. Many corporations do not take on their "social responsibility" and try to help the society at large but instead 
they do whatever is possible to gain money because to a corporation, money makes the world go round. 


The Greed of corporations

Thursday, May 16, 2013

Using a Budget to Plan


$  $  $  $  BUDGET  $  $  $  $


  

Planning and creating a budget is one of the best ways to be in control of your personal finances. There are 8 important steps in creating a successful budget to balance your income and your expenses. The number one rule when it comes to a budget however is YOUR EXPENSES MUST NEVER EXCEED YOUR INCOME !


When it comes to creating a budget, the main things you focus on are your fixed expenses and your flexible expenses. Fixed expenses are necessities which are easy to determine like rent and loan payments. Flexible expenses are those expenses which are wants but are not necessarily needed to survive or whose amount available to be spent on is not always the same such as entertainment. Saving is also an important part of budgeting because having an emergency fund available can come in handy just in case anything occurs. 


Prom..
Prom is one of the most expensive issues in a student's life, apart from college. A great time to put a budget together would be during the prom season. You would know the amount of money that you would have available to spend and you know the expenses you need but how to spend it wisely is the issue. An example of a fixed expense when it comes to prom would be the dress and the limo/car. An example of a flexible expense would be the shoes and the after party. The most important things should be taken care of first and the left over should go towards things that can be substituted for something of lesser value. A budget for prom helps because it would help you, and your parents wallet, avoid going over your available funds.

After Graduation from College..
After graduation from college, so many expense start coming out of nowhere. There are expenses for prom loan payments, life insurance payments, rent because most likely your parents won't enjoy you continually living with them, grocery shopping and many many more. However, your income may be minimal because you have an entry level job. When I created my budget, I had to consider the many opportunity cost because of the low income. In order to have enough money to save and pay for rent and food, I had to choose public transportation instead of a car because cars are more expensive. The apartment that I chose was in a nice neighborhood but was not too big so I had more money. However, because I chose a nice apartment, I barely had money to spend on entertainment and clothing.

 Seeing the amount of money that was needed to make me have a nice apartment but not have a enough to enjoy my entertainment money, made me decide I should start saving as much as I could now. The money that I saved now can be used for some flexible expenses when I graduate from college and the money that I will begin earning can be used to save  for emergency funding. Budgeting from now can really help my future financial planning habits.

Ads in School



Certain school districts have discovered that there is a deficit in the funding available for transportation for students. As a new solution, the school districts have been allowing companies to place ads on school buses to gain money to close their budget gap. However the  idea of placing ads on school buses has caused a lot of controversy among parents and law makers. The people that are for placing ads on school buses believe that even though, it is an ad on the side of a school bus, it is nothing more than an ad on the side of a school bus. They believe that the money that they gain from allowing companies to advertise on the side of the buses will help decrease the debt caused by providing transportation for students. The small fraction that is earned is significant because it helps with the issues of the budget. 


The people who are against placing the ads on the school buses believe that by allowing companies to place ads on the school buses, they will soon want to advertise everywhere. The parents who are against the ads believe that the type of advertisements placed on the buses will make the children more vulnerable to the types of companies they do not want their children seeing. The parents believe that certain ads are inappropriate for their children. However, I feel that wherever the parents will bring their children, there will be advertisements which show the same ads that they are trying to prevent their children from seeing. They do not want the children being exposed to fast food or companies which will have the children thinking about anything inappropriate.


In my opinion, I believe that the school districts should allow certain companies to advertise on the school buses. The parents who are opposed to this believe that school buses like the one above will be driving around the neighborhood bringing their students to school. That is completely ridiculous because I am sure that the people who are in charge of selling the advertisements to the companies know how to properly censor the ads that will be placed on school buses. There won't be any "Planned Parenthood" or "Trojan condom" ads placed on a school bus. I also believe that the companies which the school districts allow to advertise should also try not to "take an arm when a hand is offered". If you are allowed to advertise on a school bus do not request an ad in the gym, on the sports field, on teachers and an announcement during sporting events. The parents on the other hand should know that if there child(ren) were brought up correctly, they can see a million ads a day but will not be affected by it. The parents biggest concern is the fast food ads, and if the parents taught their children the definition of no, there should not be a problem. 

Wednesday, May 8, 2013

Creating Opportunity for Each Other

 Creating Opportunity for Each Other





The way that white people help other white people makes it even harder for black people to get jobs. Black people already had to face racial discrimination and now the fact that favoritism is a new problem, it makes it even harder for black people to get a job. Black people should work harder to get good grades and should network to be able to get help from people other than black people. What the black Americans must begin doing is they need to get good grades and create friendships with people other than the people in their same race. Having friends of other races means that as a person, you would have more opportunities available to be able to get a better job. It would make it easier and more equally distributed for people of minorities to get help from other races. Instead of whites only helping whites, if a white person had a friend who was black they would be able to get that person a job.






The features that are in a strong community are that mostly everyone in the community share the same values yet there is diversity among the people to make the community like a melting pot. There should be a way in which all the people can communicate with one another and that everyone should feel safe and able to get along. The main feature is shared values however because many people can live together in the same place and not be in the same community. 
The community must be diverse and everyone must feel protected or defended by one another and nobody rips other people in the neighborhood  and don't talk behind each others backs. 
Latino immigrants have built strong communities


 because they made business which help the other Latin immigrants in the community. 

They found a way to incorporate the people in the neighborhood's background to make them feel welcomed. To keep this communities growing, the people of the community need to keep working together and helping each other to make people feel welcomed and unlike strangers in their own neighborhood.


The lesson that can be applied to create more opportunities of employment for everyone. Black people need to learn that only staying with friends who are of the same race as you will not help get you far. Having diverse friends will help a person have connections everywhere and will have them quicker get a job. Whites helps whites and blacks help blacks however the whites who help each other become more successful because they have connections in higher places. However, the Latinos of the neighborhoods with many immigrants started helping the immigrants by creating businesses which was similar to their backgrounds. This created many jobs and increased tourism for the neighborhood. This is a lesson because the people catered to everyone and not only one type of person and that actually made the neighborhood better. If people make neighborhoods who are more diverse, the neighborhood will become more diverse and will be successful.


Thursday, May 2, 2013

Raising Health Care for Vets


~~~~~ Health Care for Vets ~~~~~

                               

     I believe that the cost of health care for military veterans should not be increased by a big percentage or the increase should be well though of. These people risks their life to fight for a country only to return and be jobless and sometimes unable to work due to their disabilities. However, the country is in debt and considering the feelings of each person in the country will not help the nation decrease its deficit. I believe that the veterans who have been paying the $230 a year should not be affected by this reform. The veterans who are now beginning to apply to receive the veterans health care should face the increase. The families who have became accustomed to paying $230 should not have to adjust their budgets to pay the increase. The people who have never paid the fee should be the ones who face the increase. I also believe that if the government does increase the health care cost for veterans, they should create stipulations which protect some of the veterans. The veterans who are to old to work or who are disabled and unable to get a job should be protected from facing the price increase. If the veterans should face an increase I feel that their should be different amounts in which it is increased based on age and whether or not the veteran is disabled or physiologically ill. The veterans who lost the most by fighting for our country should not have to continue to suffer. The ones who are able to continue with their everyday lives should pay the increase and help to lower the country's deficit. 

Friday, April 5, 2013

Supply and Demand

What is the Supply and Demand Theory ?


Supply and demand is perhaps one of the most fundamental concepts of economics. Supply and demand is the backbone of a market economy. Demand refers to how much of a product or service is wanted by buyers. The amount demanded is the amount of a product people are willing to buy at a certain price. There is a relationship between price and demand and that is called the demand relationship. Supply represents how much the market can offer or is willing to produce. The quantity supplied is the amount of a certain good producers are willing to make when receiving a certain price for the product. The relationship between price and how much of a good or service is available to the market is known as the supply relationship. Therefore the thing that is affected by supply and demand is the price. 
In a market economy, demand and supply say how resources will be used in the most efficient way.



How Are Prices Determined ?


Price is based on the interaction of supply and demand. When buyers and sellers can agree on a price the selling occurs  and the price is called the "equilibrium price"
When supply and demand are in balance it is called "equilibrium". If less products are produced, to ration the shortage, consumers would have to pay a higher price in order to get the product they want. Producers ask for a higher price in order to produce more products. Companies raise prices to try to keep supply and demand in balance and to potentially achieve equilibrium.   
If there is a surplus of a product, the producers would have to lower their prices in order to clear excess supplies. Buyers would be tempted by the lower prices to increase their purchases. The prices will continue to fall until supply and demand are again in equilibrium.
A market price is not a fair price to everyone. It does not guarantee  satisfaction of neither the buyer and seller. Prices that are too low will result in attracting competition. Likewise sellers are also considered to be profit maximize-rs. Too high a price will  attract additional producer competition. Therefore, there will exist different price levels where individual buyers and sellers are satisfied and the total will create an equilibrium price.When either demand or supply changes, the equilibrium price will change. 


Supply and Demand



The above chart shows the relationship between supply and demand. The red line shows that as the supply increases, the price decreases. The company has an excess of products and will continue to lower their prices in order to persuade the consumers to purchase the product. The blue line shows how as the supply decreases, the price increases along with it. If more people want the product the company will raise the prices in order to try to make a profit on the product.
The constant raising and lowering of prices is all an attempt of the producer to achieve equilibrium. 


Market for I-Phone



Based on the above chart you could see that the equilibrium price of of the phones between demand one and demand two no longer existed as the demand increased and the price decreased. The more the i-phone was in the demand the lower the prices remained. When the i-phone was not in demand the prices went back up to $500. Something that can explain the shift in pricing could be that a competing company released a phone which is similar with a comparable price. As the demand changes there is no longer and equilibrium price. 


Wednesday, March 20, 2013

Enrichment- Women at Arms


   Women in Combat 





     This article talks about the negative impacts that women are facing due to the fact that they were in the military and fought wars. Many female combat veterans are suffering from post traumatic stress disorder. This disease causes the women to isolate themselves to avoid embarrassment  Majority of the time the women who are suffering, begin to avoid their spouses and their children. The women seek to be alone because they feel that they are people of high rankings in the military so they cannot be seen as someone who is "mentally unstable". The number of women who are suffering psychologically has been increasing continually. Women are prevented from fighting on the ground or on the front lines yet the amount of women who are suffering is almost equal in proportion with the amount of men. 

     Women are affected more than men because when a man returns home from war as a veteran, he can drink at the bar with his war buddies, yet a woman is left to suffer by herself. 
     Some people believe that women are handling and dealing with the stress of combat as well as male soldiers are.